LIC Saral Pension Yojana 2023 | LIC Saral Pension Scheme: You Will Get Lifelong Pension From This Scheme, Apply Online From Here

LIC Saral Pension Yojana, LIC Saral Pension Scheme, LIC Saral Pension Plan, LIC Saral Pension Scheme Form PDF, Online Application, Key Points, Beneficiaries, Benefits of the Scheme, Required Documents, Official Website, How to Apply, Helpline Number, LIC Saral Pension Yojana pdf Form, LIC Saral Pension Calculator, LIC Plan Number 862, Eligibility Criteria, Required Documents

What is LIC Saral Pension Yojana 2023?

LIC Saral Pension Yojana 2023 was started by the Insurance Regulatory and Development Authority of India (IRDAI) and instructions were given to all the insurance companies to start it. India’s largest insurance company LIC has launched the LIC Saral Pension Plan, which ensures you will receive a pension each month. In a way, this can be seen as a retirement plan. In this you have to invest only once. After depositing the one-time amount, you start getting a pension, which continues throughout your life.

LIC’s Saral Pension Plan is an immediate annuity plan. Pension in this case begins as soon as the policy is enrolled. When you buy the policy, the premium will only need to be paid once. The policyholder starts getting pension after the payment of premium and the same amount of pension he gets for the first time, continues to be received throughout his life. The policy buyer’s nominee will receive their money back if the buyer dies due to any reason. The specialty of this scheme is that you can avail the benefit of pension from the age of 40 and will not have to wait for the age of 60 to get pension.

All the details you need to apply for the LIC Saral Pension Yojana 2023 are given below, How To Apply, Required Documents, Official Website, Benefits, Eligibility Criteria, and more.

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Required Documents for LIC Saral Pension Yojana 2023

1. Aadhar card
2. Self-verified PAN card
3. Bank account details
4. Self-verified income certificate
5. Mobile number
6. Self-verified residence certificate
7. Passport size photo

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Benefits and Characteristics of LIC Saral Pension Yojana

1. In LIC Saral Pension Scheme, you will be given the benefit of pension throughout your life.
2. The benefit of Saral Pension Plan can be availed in two ways. First single life and second joint life. Explained below.
3. In this, you will not have to wait for the age of 60 to get pension. You can avail the benefit of pension from the age of 40.
4. You can invest in it anytime between the age of 40 years to 80 years.
5. Under Saral Pension Scheme, you can take monthly pension of Rs 1000/- and there is no limit on the maximum pension.
6. In this plan of LIC, you also get the facility of loan.
7. In LIC Saral Pension Plan, there is no maturity benefit as the pension is provided as long as the policyholder is alive.
8. The annuity plan offers guaranteed annual returns of around 5 percent.
9. Any person can exit LIC Saral Pension Yojana after 6 months of its start.

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Eligibility Criteria for LIC Saral Pension Yojana

1. The applicant must be a permanent resident of India.
2. The maximum age of the customer should be 80 years.
3. The minimum age of the customer should be 40 years.

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ALL IMPORTANT LINKS

Single Life And Joint Life Plans of LIC Saral Pension Yojana

1. Single Life Plan: As long as the policy holder is alive, he will continue to get pension. After death the investment amount will be returned to the nominee.
2. Joint Life Plan: This plan covers both husband and wife. In this, pension is given to the primary policyholder as long as he is alive. After death, the spouse gets the benefit of pension. On the death of both, the deposited amount is given to the nominee.

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How To Apply Offline In LIC Saral Pension Yojana?

1. To apply offline for LIC Saral Pension Yojana, first of all you have to go to your LIC office.
2. Now take the application form of Saral Pension Yojana from there.
3. After receiving the application form, enter all the important information asked in the application form carefully.
4. After this, attach all the important documents to the application form.
5. Now submit this form to the office of the insurance company.
6. In this way you will be able to apply offline under Saral Pension Yojana.

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How To Apply Online For LIC Saral Pension Yojana?

1. For this, you will have to go to the ALL IMPORTANT LINKS section given above and CLICK on the link given in front of LIC Saral Pension Apply Online.
2. Now the Saral Pension page will open. Here you will see 2 options. You have to click on CLICK TO BUY ONLINE.
3. As soon as you click, the next page will open in front of you in which the list of all the documents will be given. After reading this you have to CLICK on Proceed.
4. Now a form will open.
5. You have to enter all the information asked in the application form like your name, age, mobile number etc.
6. After this attach all the important documents.
7. Now CLICK on the submit option.
8. In this way you will be able to apply online under LIC Saral Pension Yojana.

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LIC Saral Pension Yojana Annuity Plan

You can take pension monthly, quarterly, half yearly or annually in this scheme. Monthly pension is minimum Rs 1,000/-, quarterly pension is minimum Rs 3,000/-, half yearly pension is minimum Rs 6000/- and annual pension is minimum Rs 12,000/-. There is no limit on the maximum pension amount in this scheme. For an example: If you are 42 years old and you are buying an annuity of Rs 30 lakh, you will get a pension of Rs. 12,388/- per month. Now if you want to get more amount in pension, then you will have to deposit more premium.

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Loan Facility And Policy Surrender Plan In LIC Saral Pension Yojana

In this, investors can apply for loan after 6 months of starting the plan. If you need money for the treatment of any disease, you can also withdraw the money deposited in the policy. If the customer surrenders the policy, then by doing so the customer gets back 95% of the base price.

LIC Saral Pension Plan Calculator

1. As per LIC Saral Pension Plan details, policyholders can opt for a minimum monthly pension of Rs. 1000/- or an annual pension of Rs. 12000/- by paying a one time single premium of Rs. 2.50 lakh.
2. If an investor who invests Rs. 10 lakh as a single premium, he will get an annual pension of Rs 50250/-.
3. Similarly, to receive an annual pension of Rs. 1 lakh, an investor will have to pay an upfront single premium of Rs 20 lakh.

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How To Download LIC Saral Pension Mobile App?

1. Go to the ALL IMPORTANT LINKS section given above and click on the LINK given in front of LIC Mobile App.
2. Now the page of LIC Mobile App will open where many types of apps will be given.
3. If you want to download the app, you can download it by clicking on the Download Android App / Download iOS App button given below.

LIC Saral Pension Yojana Pdf Form

Go to the ALL IMPORTANT LINKS section given above and click on the LINK given in front of LIC Saral Pension Yojana Document PDF or LIC Saral Pension Yojana Detailed PDF. From here you can download the pdf file of the scheme.

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